Winter Park Uninsured Driver Accident Lawyer
Being involved in an accident is a scary experience. It can be even more stressful when the other driver does not have insurance. Florida law requires drivers to carry property damage liability coverage and personal injury protection, known as PIP. When you are struck by a driver who has no insurance coverage, you can make an insured motorist claim provided you have coverage under your own insurance policy. If you were involved in an accident with an uninsured motorist, contact our skilled Winter Park uninsured driver accident lawyers.
How Concerned Should I Be if An Uninsured Motorist hits me in Florida?
Sadly, Florida leads the country as the number one state with the most uninsured drivers. According to Insurify, 26.7% of Florida’s drivers do not carry auto insurance. That is 2.2 times higher than the national average.
Drivers are not required to carry third-party bodily injury insurance like other states. Florida is a no-fault state, and you usually receive compensation for your injuries through your PIP coverage. However, accidents that leave you with a permanent disability or unable to work again would typically trigger the right to pursue a fault-based claim. If you are dealing with an uninsured driver, you have fewer options for recovery. That is why it’s smart to have uninsured coverage on your policy, even if Florida law doesn’t mandate it.
What Actions Do I Take If an Uninsured Motorist hits me?
When you are involved in an accident with an uninsured driver, you need to report the accident to the police. Some unscrupulous drivers may try to offer you money not to report it. They are hoping to avoid any penalties for not having insurance. Do not be tempted. Instead, get as much information as possible, including contact information for the other driver and witnesses.
If you are not severely injured and can safely do so, take photos of the vehicles involved, including the license plate. Document any other vital details of the scene. Was it raining out? Did foliage cover a stop sign? These details can be important down the line in the claims process.
Finally, you should contact a Winter Park uninsured motorist accident attorney who can help you determine what to do next.
How Can a Florida Uninsured Driver Accident Attorney Help?
Following your accident, you can make a claim with your insurance company to recover compensation for your injuries. Although Florida law mandates you handle any accident through your insurance, it doesn’t mean that you will get the maximum compensation you deserve. When you retain an attorney, we can help ensure your insurance company treats you fairly and compensates you with the full amount you are owed.
If you need assistance with your uninsured motorist claim, contact Israoui Law. We can help you identify any other potential third-party claims for compensation you are eligible to pursue. For more information on how our Winter Park uninsured driver accident lawyers can help you after an accident, contact our office to schedule a free initial, no-obligation consultation.