Accessing Damages After An International Visitor Accident
Orlando is one of the most visited cities in the world. From theme parks and convention centers to cultural attractions, millions of people travel to Central Florida every year. While many visitors come from within the United States, a significant portion arrive from overseas.
With so many international travelers renting cars to explore the area, accidents involving out-of-country drivers are more common than many realize. If you were struck by an international visitor, know that a seasoned Orlando personal injury attorney can fight for a full and fair settlement while you focus on healing.
Understanding the Challenges
When a Florida resident is injured in a crash caused by another local driver, insurance claims typically flow through Florida’s no-fault and liability systems. But when the at-fault driver is visiting from another country, the process can become more complicated.
Common challenges include that the terms of car policies can vary widely, and not all provide sufficient coverage for serious injuries or property damage. Also, if the driver does not have adequate U.S.-based coverage, victims may face difficulties trying to pursue legal action across international borders.
International Travelers and Your Recovery
Despite the challenges, there are clear paths to receiving compensation when an international traveler causes a car accident in Orlando.
- Rental car company coverage. Most international visitors rent vehicles from major companies that require some form of insurance. Depending on the policy, liability coverage may apply to injured parties.
- Personal Injury Protection (PIP). Because Florida is a no-fault state, your own insurance provides Personal Injury Protection benefits up to $10,000 for medical bills and certain lost wages, regardless of fault. This is often the first source of coverage after an accident.
- Liability insurance. If the international driver purchased supplemental liability insurance through the rental agency (or their personal auto policy from abroad includes international coverage) those funds may also be available.
- Uninsured/Underinsured coverage (UM/UIM). When an at-fault driver lacks sufficient coverage, your own UM/UIM policy can step in. This type of coverage is especially important in accidents involving drivers from outside the United States.
- Legal action against companies. In some cases, rental car companies themselves may be held responsible under specific legal theories. While recent changes to federal law limit liability, an attorney can evaluate whether this option is viable.
Accidents involving international drivers can be thorny situations. Determining coverage, negotiating with insurers, and understanding liability often requires professional assistance. Without experienced representation, victims may end up with far less compensation than they deserve, or struggle to access monetary relief at all.
Should you be injured in a Florida crash involving an international visitor, an Orlando personal injury attorney can help identify all potential sources of recovery and protect your rights every step of the way.
Who have you discussed your recovery options with following an accident with an international traveler? The dedicated lawyers at Israoui Law are available to listen compassionately and share with you a strong path forward. Call 407-381-4529 for the personal attention you deserve. Always speak to an experienced accident lawyer before speaking to any Insurance company.
