Am I Eligible For Monetary Relief Beyond PIP?
Drivers in the state of Florida are required to carry Personal Injury Protection (PIP) coverage, it is a mandatory component of Florida’s auto insurance system. PIP allows accident victims to access quick relief for medical fees and lost wages after an accident, regardless of who was at fault.
While PIP coverage provides initial financial support, it does not cover 100% of your medical bills or lost wages. This coverage alone may not be sufficient to cover all your damages. If this is true for you, have a conversation with an Orlando personal injury attorney. Legal professionals can walk you through the ins and outs of your PIP coverage and will assess your situation to determine whether you are eligible for access to monetary relief beyond PIP. Always speak to an experienced accident attorney before speaking to any insurance company.
Steps to Maximizing Your PIP Recovery
First, as you begin your process of connecting with financial relief, it is important to secure the maximum PIP coverage available.
- Understand your coverage. To access your full monetary benefit, you need to understand the extent of your PIP coverage. Florida law has a requirement in place, drivers need to carry a minimum of $10,000 in PIP coverage but you may have opted for higher limits for added protection when you purchased your policy or may have purchased a deductible.
- Prompt medical care. After an accident, you need to be proactive and seek immediate medical attention. Prioritizing health care is essential not only for your own personal recovery but also for your PIP claim. For example, PIP benefits are easier to secure if you receive medical treatment within 14 days of the accident, so when you delay treatment it can jeopardize your PIP coverage.
- Document injuries and accident-related expenses. To maximize your PIP benefits, maintain thorough records of medical bills, treatment plans, and any out-of-pocket expenses related to your injuries. It can also be helpful to document injuries with photographs. The more evidence the better as all of the documentation can be used to help prove harm and losses to your insurance company.
When questions arise, reach out to an injury lawyer to have your questions answered.
Large Expenses and Liability Disputes
While it is true that PIP benefits make swift financial assistance a reality for many, there are situations in which it does not fully cover damages. For instance, if your injuries are severe, the $10,000 dollars that can be achieved through a PIP claim may not be sufficient enough to cover extensive medical costs and rehabilitation appointments.
Once you meet with an Orlando personal injury attorney they will review your case and inform you of your options. If an at-fault driver is uninsured or underinsured, you may be able to access additional compensation through your own uninsured/underinsured motorist coverage as well.
Were you planning to access PIP coverage for your accident expenses but now wonder if it will be enough? The attorneys at Israoui Law can guide you through the legal process and explore all available options to ensure you the monetary relief you need. For the personal attention you deserve, call 407-381-4529.