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Orlando Accident Lawyer > Blog > Personal Injury > Can I Say No To An Adjuster’s Offer After A Car Accident?

Can I Say No To An Adjuster’s Offer After A Car Accident?


Dealing with insurance adjusters can be overwhelming, especially when they present you with a settlement offer that you don’t understand or seems low. It’s important to know that if an offer falls short of adequately compensating you, there are options. Don’t accept a settlement you don’t agree with, instead connect with a seasoned Orlando personal injury attorney.  You should always speak to an experienced personal injury attorney before speaking to any insurance company.

Skilled lawyers will listen compassionately and inform you of your rights. They can also provide you with guidance on when it makes sense to reject an adjuster’s offer. If you do turn an offer down, your attorney will inform you of next steps to achieving a maximum recovery.

When to Refuse an Offer

It’s essential to understand that you have the right to refuse an insurance adjuster’s offer if you believe it does not adequately cover your losses. Here are some scenarios where it is appropriate to say no.

  • Insufficient compensation. If the settlement offer fails to account for the full extent of your injuries, medical expenses, lost wages, and other damages, you have the right to reject it. Remember, the main goal of an injury claim is to secure a fair and just compensation that fully addresses your needs and losses.
  • Disputed liability. Sometimes cases involve a dispute regarding liability. In these situations, it is possible that an adjuster’s offer unfairly shifts blame or minimizes the other party’s responsibility. Then, seeking legal recourse is advised.
  • Pressure tactics. From outright lies to misleading statements, an insurance adjuster may use shifty practices to try and coerce you into accepting a lowball offer. It is important for you to stand firm and assert your rights. You are under no obligation to accept an offer that does not align with the merits of your case.

Navigating negotiations with insurance adjusters can be complex, especially when facing mounting bills, lost income, and emotional distress. Cases that involve complex legal issues, such as multiple parties, disputed liability, or significant damages, often benefit from legal representation.

Denied and Undervalued Claims

When an insurance claim is denied or undervalued, consulting with a lawyer can help you understand your options and determine the best course of action to pursue the compensation you deserve. And when an undervalued claim comes with pressure tactics, strategies used by an adjuster to manipulate accident victims into accepting inadequate settlement offers, it’s even more important to talk to a lawyer.

An insurance representative may falsely claim that if you refuse the offer you will receive nothing or suggest that consulting with a lawyer won’t help your case. In reality, an Orlando personal injury attorney will fight for the compensation you deserve.

Have you received a car accident settlement offer but you aren’t sure if it covers all of your losses? If you’re facing pressure from an insurance adjuster or are unsure of your options, don’t hesitate to reach out to the talented attorneys at Israoui Law. You have the right to say no to an offer that doesn’t meet your needs. Call 407-381-4529 today for the personal attention you deserve.

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