Can Liability Be Split In Multi-Party Accidents?
Car accidents in Orlando don’t always involve just two drivers and two injuries. Sometimes, multiple vehicles or parties are part of the crash but only one person ends up physically harmed. In these situations, questions about responsibility can arise. Bring your unique concerns to the attention of an Orlando personal injury attorney. Then, you can make informed decisions about your injury claim.
Who Can Access Recovery Funds?
Florida is a comparative negligence state, which means fault can be divided among multiple parties. If more than one driver contributed to the accident, each may be assigned a percentage of responsibility. For example, if Driver A was speeding and Driver B ran a red light, both actions might have contributed to the collision that injured you.
An injured party can pursue compensation from any or all at-fault parties. This allows you to seek recovery even if one driver does not have sufficient insurance or financial resources. Liability can be split in cases involving multiple drivers. Courts and insurance companies use accident reports, witness statements, surveillance footage, and expert analysis to determine how much each party contributed to the crash.
For instance, if two drivers were found equally negligent, they might each be responsible for 50% of your damages. If one driver’s negligence played a smaller role, they may only be assigned 20% of the fault, with the other driver covering the remaining 80%. This division of liability ensures that the burden does not fall unfairly on just one person, while also protecting the injured party’s right to full recovery.
Multiple sources of compensation could be in reach:
- Insurance policies of each at-fault driver
- Personal Injury Protection (PIP) benefits under Florida’s no-fault law
- Umbrella or excess insurance coverage, if available
- The injured party’s own uninsured/underinsured motorist coverage, if the at-fault drivers are underinsured
A legal professional can review all available policies to maximize the total recovery. The injured party has the right to pursue damages, which may include medical expenses, lost wages, pain and suffering, and other accident-related costs. Recovery funds are not split among all parties, they go to the person who was harmed.
Why Does Legal Guidance Matter?
Professionals are available to strengthen your claim. Multi-party accidents can get complicated quickly. Insurance companies often dispute liability to reduce payouts, and each at-fault driver may try to shift blame onto the other. Without strong legal representation, you risk getting caught in the middle of finger-pointing while bills pile up.
An Orlando personal injury attorney can investigate the accident, gather evidence, and work with accident reconstruction experts, if necessary. Having this information allows your lawyer to negotiate with multiple insurers on your behalf and present the proof of your right to a full and fair settlement.
Are you wondering if you, as the sole injured party, are entitled to recovery funds? With the attorneys at Israoui Law by your side, you can navigate the complexities of multi-party claims and pursue the compensation you need to move past an injurious event. For the personal attention you deserve, call 407-381-4529. Always speak to an experienced accident lawyer before speaking to any Insurance company.
