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Orlando Accident Lawyer > Blog > Personal Injury > Medical Care Eligible For PIP 14-Day Rule

Medical Care Eligible For PIP 14-Day Rule


Seeking medical care after a Florida car crash means you are obtaining the care you need to heal properly and as fast as possible. Additionally, seeing a qualified healthcare professional would shield your finances. For example, all drivers in the state of Florida are required to carry Personal Injury Protection (PIP) coverage under Florida’s No-Fault law.  In order to access these funds after a car accident injury, you will need to have seen a qualified medical care provider within 14 days of the crash.

When you have sustained an injury as a result of an auto accident, it can be incredibly overwhelming. To take the stress out of worrying about the financial impacts of a Florida crash, talk to an Orlando personal injury lawyer. Your attorney will advise you on your compensation options, it may even be possible to access funds from a few different insurance companies, depending on the details of your accident. Always speak to an Orlando car accident attorney before speaking to any insurance company.

ER Doctors, EMTs, and Dentists

A wide net of medical professionals are qualified to treat your car crash injuries under PIP guidelines. Many healthcare workers will provide the documentation you need to access funds.

  • ER doctors
  • Emergency medical technicians (EMT)
  • Dentists
  • Primary care physicians
  • Chiropractors

Now you may have noticed from the short list above, alternative healers are not listed. This means seeking care from an acupuncturist or massage therapist after an accident could result in you being ineligible for PIP benefits.

Seeing a qualified professional is part of the process, and the amount you will secure will depend on the details of your injury and the language in your policy. There are minimums, under Florida law. For example, for disability and health benefits, there is a $10,000 minimum for all drivers. There is also specific language about if the injury was or was not an emergency condition which could impact your PIP benefits.

Deadlines Reduce Fraud and Promote Health

While not everyone agrees on PIP deadlines, they are in place for good reasons. Deadlines mean less fraud and that accident victims seek care as soon as possible so they can fully heal.

If you are injured and are already past the two week timeline, talk to an Orlando personal injury lawyer about compensation options beyond PIP. Benefits through PIP are likely not an option if you did not seek medical care in 14 days, but that does not mean you have to shoulder all of the expenses you have gathered if you were injured in a crash and another was responsible. A personal injury claim or lawsuit against the at-fault party could bring you the financial relief you are seeking.

Are you unclear on how to access your PIP coverage? There are rules to follow, and you may need to take further legal action to be made whole after a Florida accident. To learn about your options, hire the Orlando personal injury attorneys at Israoui Law. When you work with a skilled Florida personal injury lawyer, you can focus on your physical recovery while your lawyer fights aggressively for all of the financial relief you need. Call 407-381-4529. Turn to Israoui Law for the personal attention you deserve.  Only pay attorney fees and costs if we win.  Consultations are free.

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